How to prepare for a life pivot
Life doesn’t always go to plan. And even if it does, those plans may no longer suit you and what you want out of life. But change can be daunting and if you’re thinking about making a life pivot, there are some ways you can road test your plans before you move ahead. Find a […]
Take the stress out of retirement with income layering
Retirement is a time to say goodbye to work and all the stresses that come with it, but sometimes those stresses are replaced with new ones. For many newly retired Australians, worries about withdrawal rates and how long their savings will last now take centre stage. The good news is that thinking about your income […]
The simple maths behind becoming a millionaire
Becoming a millionaire might seem like something solely reserved for lottery winners, CEOs and celebrities. But the truth is many Australians with net worths in the seven figures are ordinary people who built their fortunes the slow and steady way. Sure, it’s not quite as glamorous, but it’s much more attainable than most people believe. […]
Is it ever too late to start investing?
It’s true that those who start investing early have an advantage, as their investments have more time to grow. But that doesn’t mean there’s no hope for latecomers. If you haven’t yet started investing, or you’ve begun your investing journey later on in life, here are a few things to help keep you motivated. Better […]
4 ways an early inheritance could change your child’s life
Giving an inheritance is one of the most generous things you can do for your children, but the timing can make all the difference. And with so many Australians living longer these days, many inheritances are coming too late to actually make an impact. Instead of waiting till you pass away to give your kids […]
How are debts divided when you divorce?
Deciding who’s responsible for debts after a breakup can be difficult, and unlike assets that were jointly owned, chances are neither person will be eager to take full responsibility. Ideally, couples will be able to work through the process themselves or with help from a mediator. Any agreement they reach will then need to be […]
Staying ahead when markets are volatile
Most investors understand share prices go up and down, but prolonged downturns can be the ultimate test of resilience. As difficult as it might be to keep your cool, sometimes the most sensible course of action is to simply stay the course. The good news is there is a simple strategy that can help you […]
DIY super: What you need to know about SMSFs
As the name suggests, a self-managed super fund (SMSF) is a type of private super fund that you personally manage. But running your own super isn’t as simple as setting up a few investments and watching them grow. Under an SMSF, members also serve as trustees. This means they’re responsible for operating the fund, investing […]
Planning a career change: A survival guide
Whether you’re feeling burned out or just craving a role you’re better suited to, making the leap from one career to another can be immensely rewarding. But before you rush off to your manager to submit your resignation, you’re going to need a plan. Below are a few tips to help your career pivot go […]
How to retire well according to psychology
Retirement is meant to be a time of freedom, rest and recreation. But despite all the planning and anticipation leading up to it, there’s always a chance it won’t live up to our expectations. Fortunately, little shifts in behaviour can go a long way. Here’s what psychology tells us about staying happy and healthy, maintaining […]
Strategies to help keep financial stress at bay
Financial stress can have a huge impact on our relationships, our work, and even our health and well-being. If money issues are weighing on your mind, here are six strategies that you can put in place today that might help. Find the weak link in your finances As anyone who’s visited the doctor understands, a […]
What to look for when choosing a health insurance policy
Whether your premiums have gone up or your needs and circumstances have changed, it’s always a good idea to review your health insurance and see if it’s still up to scratch. But private health insurance, with its various tiers and complicated fine print, can be tricky to navigate. Here are a few things to keep […]
