Why underspending could be the biggest risk to your retirement
A big part of retirement planning is making sure your savings last you till the end of your life. But there’s a fine line between being cautious and excessively frugal. Here are some things to keep in mind so you don’t compromise on the retirement you deserve. Is the fear of running out holding you […]
Surprising tax deductions you might be overlooking
Many tax deductions are obvious and well known, but there are plenty that fly under people’s radar. Next time you’re preparing your tax return, make sure you’re not missing out on vital dollars back in your pocket. Sunscreen and sun hats Most people know that too much exposure to the sun isn’t good for you, […]
4 things every investor wishes they knew sooner
There’s a lot we can learn from people with more experience than us. But when it comes to investing, the sooner you can apply those lessons, the better. If you’re looking to start investing but feel like you’re frozen at the starting line, here are four things to keep in mind. The barriers to entry […]
Federal Budget 2025-26: What you need to know
Federal Treasurer Jim Chalmers handed down the 2025-26 Federal Budget on Tuesday March 25 2025, the last before Labor heads to the polls. As expected, the era of budget surpluses has come to an end, with the government forecasting a return to deficits for the foreseeable future. While Chalmers struck a cautiously optimistic tone on […]
4 essential tax tips for first time investors
When you’re just starting out investing you’d be forgiven for focusing solely on the returns you stand to make, but no investment strategy is complete unless it factors in tax. Below, we look at some tax-savvy strategies that can help you pocket more of your earnings. Make use of the 50% CGT discount When you […]
Longevity risk: Will you outlive your savings?
When we map out what our retirement will look like — or what we hope it will look like — there are plenty of assumptions we have to work from. Few, however, have as much uncertainty swirling around them as how long we’ll live. Thanks to new medical technologies and lifesaving wonder drugs, the life […]
The 5 things every couple needs for financial harmony
By Vanessa Stoykov Money can be a source of joy or tension in a relationship. Over the years, I’ve seen couples thrive when they’re aligned on their financial goals—and falter when they’re not. If you want to set yourselves up for long-term success, there are five key things every couple should do to master their […]
Estate planning mistakes that could leave your family in crisis
An estate plan is more than just a Will — it’s a comprehensive strategy for protecting your legacy and your loved ones. But crafting one can be a minefield of potential missteps, especially if you don’t have the right experts on your side. Below, we look at some common mistakes people make and what you […]
Ways to rewire your brain and take control of your finances
Whether you’re saving up for a home or you just want some extra breathing room in your budget, hitting your goals often starts with small changes to your daily routine. Below, we look at some of the healthy habits you might be able to forge to give your finances — and life — a boost. […]
Essential moves to make when interest rates drop
By Vanessa Stoykov When interest rates drop, it often sparks excitement, as people start thinking about lower repayments, cheaper loans, and extra cash flow. While it’s tempting to pocket the savings and treat yourself, a drop in interest rates presents an incredible opportunity to make smarter financial decisions that can set you up for the […]
Do you still have to worry about tax in retirement?
There are plenty of things you won’t have to worry about once you retire, but depending on your situation, tax might not be one of them. Below, we look at the various ways tax applies to your super, investment income, and other areas of your finances. Super withdrawals The good news is that super withdrawals […]
Prenups: What are they and when should you consider one?
Ideally, your life partner ends up being just that — a partner for life. But if things don’t go as planned and your relationship ends, it can help to have a plan for your assets that was drawn up during less stressful times. A prenup — or financial agreement as it’s known in Australia — […]
