DIY super: What you need to know about SMSFs
As the name suggests, a self-managed super fund (SMSF) is a type of private super fund that you personally manage. But running your own super isn’t as simple as setting up a few investments and watching them grow. Under an SMSF, members also serve as trustees. This means they’re responsible for operating the fund, investing […]
Planning a career change: A survival guide
Whether you’re feeling burned out or just craving a role you’re better suited to, making the leap from one career to another can be immensely rewarding. But before you rush off to your manager to submit your resignation, you’re going to need a plan. Below are a few tips to help your career pivot go […]
How to retire well according to psychology
Retirement is meant to be a time of freedom, rest and recreation. But despite all the planning and anticipation leading up to it, there’s always a chance it won’t live up to our expectations. Fortunately, little shifts in behaviour can go a long way. Here’s what psychology tells us about staying happy and healthy, maintaining […]
Strategies to help keep financial stress at bay
Financial stress can have a huge impact on our relationships, our work, and even our health and well-being. If money issues are weighing on your mind, here are six strategies that you can put in place today that might help. Find the weak link in your finances As anyone who’s visited the doctor understands, a […]
What to look for when choosing a health insurance policy
Whether your premiums have gone up or your needs and circumstances have changed, it’s always a good idea to review your health insurance and see if it’s still up to scratch. But private health insurance, with its various tiers and complicated fine print, can be tricky to navigate. Here are a few things to keep […]
Why underspending could be the biggest risk to your retirement
A big part of retirement planning is making sure your savings last you till the end of your life. But there’s a fine line between being cautious and excessively frugal. Here are some things to keep in mind so you don’t compromise on the retirement you deserve. Is the fear of running out holding you […]
Surprising tax deductions you might be overlooking
Many tax deductions are obvious and well known, but there are plenty that fly under people’s radar. Next time you’re preparing your tax return, make sure you’re not missing out on vital dollars back in your pocket. Sunscreen and sun hats Most people know that too much exposure to the sun isn’t good for you, […]
4 things every investor wishes they knew sooner
There’s a lot we can learn from people with more experience than us. But when it comes to investing, the sooner you can apply those lessons, the better. If you’re looking to start investing but feel like you’re frozen at the starting line, here are four things to keep in mind. The barriers to entry […]
Federal Budget 2025-26: What you need to know
Federal Treasurer Jim Chalmers handed down the 2025-26 Federal Budget on Tuesday March 25 2025, the last before Labor heads to the polls. As expected, the era of budget surpluses has come to an end, with the government forecasting a return to deficits for the foreseeable future. While Chalmers struck a cautiously optimistic tone on […]
4 essential tax tips for first time investors
When you’re just starting out investing you’d be forgiven for focusing solely on the returns you stand to make, but no investment strategy is complete unless it factors in tax. Below, we look at some tax-savvy strategies that can help you pocket more of your earnings. Make use of the 50% CGT discount When you […]
Longevity risk: Will you outlive your savings?
When we map out what our retirement will look like — or what we hope it will look like — there are plenty of assumptions we have to work from. Few, however, have as much uncertainty swirling around them as how long we’ll live. Thanks to new medical technologies and lifesaving wonder drugs, the life […]
The 5 things every couple needs for financial harmony
By Vanessa Stoykov Money can be a source of joy or tension in a relationship. Over the years, I’ve seen couples thrive when they’re aligned on their financial goals—and falter when they’re not. If you want to set yourselves up for long-term success, there are five key things every couple should do to master their […]
