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How Retirement Ready are you?​

Thinking about retirement? Before you make the leap, there are several key areas you’ll want to review. The good news is that, you may already be well on your way.

This simple checklist is designed to help you understand what to review in the years leading up to retirement, and to highlight where you’re already on track, and where a little more planning could make a meaningful difference.

To measure your progress, simply tick off the items you’ve already addressed and see how your retirement readiness is shaping up.

You can come back to this page and continue where you left off if needed.
Not ready for retirement
Superannuation
Have you consolidated your super into one account (where appropriate) and reviewed how your retirement savings are invested?
Are you aware of the contribution opportunities available to you — and are you making the most of them to strengthen your retirement savings?
Do you understand when and how you can access your super — and the most tax-effective way to do so?
Your Retirement Income Plan
How will the wealth you've built during your working life translate into a reliable income in retirement?
How much can you comfortably spend each year — with confidence without running out?
Do you know when you'll become eligible for the Age Pension and how your income and assets may affect your entitlements?
Retirement Lifestyle & Future Plans
What type of lifestyle do you want in retirement — including how you'll spend your time and what's most important to you?
Where will you live in retirement, both initially and longer term, and how any future move might be funded?
Have you allowed for lifestyle goals such as travel, hobbies, family time or helping children and grandchildren?
How will you approach future health care or support needs if your circumstances change?
Have you considered how your home and other assets could support your retirement lifestyle, including options such as downsizing or accessing home equity, if needed?
Your Legacy and Estate Planning
Have you considered how you'd like your assets distributed, who you trust to manage your affairs, and the legacy you'd like to leave behind?

Not quite ready?

Retirement planning in Australia can feel complex, with superannuation, Age Pension rules, tax considerations , estate planning and lifestyle decisions all playing a part.

At Forest Wealth, we partner with you to simplify this process and help you build a retirement strategy that supports both your financial security and the lifestyle you want.

Reach out to book an obligation free initial meeting with a Forest Wealth adviser.

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