How to stop inflation derailing your retirement goals
The rising cost of goods has been a major concern for Aussie households for some time now. And while inflation in Australia seems to be coming down from its unnerving highs, many of us are still struggling to adjust. Inflation by itself isn’t necessarily a bad thing — in fact, low and predictable inflation is […]
Financial housekeeping tips to start the year on the right foot
Many people put off giving their finances an audit, often out of a lack of motivation, fear of what they’d uncover, or uncertainty about where to begin. But just like visiting the doctor to screen for any potential health issues, it pays to review your finances regularly so you can identify problems and get to […]
Gifting assets to your children: Here’s how tax applies
Thinking about gifting assets to your children? You might be hoping to give them a leg-up in life, or you might be in the middle of estate planning and looking to reduce the chance of conflicts breaking out after you pass away. Whatever the reason, it’s common for parents to give cash, cars, and even […]
How rewriting your personal money rulebook can set you up for success
By Vanessa Stoykov When it comes to money, most of us are walking around with a set of rules we didn’t even choose. These rules—unspoken, inherited, or reinforced by years of habit—often limit our ability to thrive financially. And here’s the real kicker: many of those rules were never built for the world we live […]
What to know before going guarantor on your child’s loan
These days, many Aussies are stepping in to help their kids get their home loan applications over the line. That often takes the form of cash gifts, but there are other ways to assist that don’t involve parting with your hard-earned savings, such as acting as a guarantor. Put simply, going guarantor means using the […]
Ways to help prevent claims on your estate
Estate planning is a delicate business, and despite your best efforts there’s always a chance things might take a turn for the messy after you’re gone. If one of your loved ones feels especially slighted, they might even decide to file a family provision claim. These can be drawn out, expensive, and — in the […]
How getting your insurance right can help your kids
For many people, the life insurance discussion only starts in earnest when children enter the picture. All of a sudden your world expands, your responsibilities multiply, and the question of how your family would cope without you becomes a very real concern. But how exactly can life insurance benefit your family — and your children […]
Steps to take when a loved one dies
Losing a loved one can be a devastating time, and it’s made all the more difficult if it falls to you to handle all the death-related admin. As executor, you have the unenviable task of rounding up assets, notifying organisations, and making sure debts and any other loose ends are sorted. Here’s an overview of […]
Pre-retirement checklist: Questions to ask before you make the jump
While there’s an excitement to not knowing what your post-work years have in store for you, chances are you don’t want to put a foot wrong. That’s why the lead-up to retirement is so important — it’s a time to reflect on what you want in the years ahead and ask yourself if you’ve done […]
Money tips every woman should consider before getting divorced
By Vanessa Stoykov Divorce can be one of the most challenging times of your life, both emotionally and financially. After years of helping people understand and improve their money mindset, I’ve seen how crucial it is for women to grasp key financial principles before taking this life-changing step. Financial security is your greatest asset during […]
Are you in the retirement risk zone? Understanding sequencing risk
There’s no telling how the market will perform in a given year. While many investors like to consider themselves expert prognosticators, the market operates according to whims that are difficult to accurately predict. But all the ups and downs you learned to live with throughout your working life become much more consequential as you approach […]
The biggest risks to your super and how to manage them
It’s common for older Australians to feel anxious about running out of money. After all, you’re particularly vulnerable to shocks as a retiree because the pool of money you’re drawing from isn’t benefiting from regular top ups by an employer. Below, we outline some of the biggest threats to your retirement savings, as well as […]
